This article is to resolve your concerns about the Payday Loan. First of all, it is important to understand what a Payday Loan is. Most concerns rise from misconceptions and misunderstandings about the payday loan. Let's look at the total amount of the payday loan transaction. A Payday Loan should never be over $500. A Payday Loan is a short-term loan and as such it must be feasible to payback the payday loan total amount within the next payday. Thus, the title "Payday Loan". If you're looking for a loan for over $500 with a payback time longer than 30 days, a Payday Loan is NOT the type of loan you want. This is where someone might get into trouble with a payday loan--trying to pay back the total amount within a longer amount of time than the required 30 days.
A Payday Loan should never be used as a long-term loan. The apr of a payday loan is meant to be applied to the total amount of cash advance within the payday period, never longer than 30 days.
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